What is legal expenses insurance?

Legal expenses insurance could be an affordable way for you and your family to get access to justice, giving the support and expert advice you need.

Legal expenses insurance

Legal expenses insurance is a type of 'add-on' insurance designed to help protect you and your family against the impact of life's unexpected legal challenges.

What is legal expenses insurance?

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If you find yourself in need of help, legal expenses insurance gives you access to a legal advice helpline and could also cover your legal costs, even if your case goes to court. It could provide cover for common issues like:

  • Unfair dismissal, or discrimination at work;
  • Injury from an accident that was not your fault; or
  • Disputes involving faulty goods or services.

Where you can buy it

Legal expenses insurance is normally sold as an ‘add-on’ to other insurance products like your home or car insurance, so can be purchased from the same sources, such as an insurance adviser. 

What it doesn’t do

Legal expenses insurance does vary between providers, but there are some things that it doesn't generally help with. These might be:

  • Issues that started before you bought the policy;
  • Legal costs you pay for before your claim is accepted;
  • Claims where the likelihood of success or ‘reasonable prospects of success’ are evaluated as being less than 51% likely to succeed; and
  • Anything specifically excluded – the policy documentation will set out what is and what is not covered.

 

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Legal expenses insurance could help you and your family with the unexpected legal costs of everyday life

How can legal expenses insurance help me?

Legal expenses insurance can provide a wide range of legal help and support for you and your family.

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DAS benefits

Our legal expenses insurance is designed to assist you and your family with life’s unforeseen legal problems.

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Personal products

Find out about the types of personal legal expenses insurance available, and how they may be able to help.

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