Property let legal expenses insurance

Property let legal expenses insurance could provide affordable access to justice for your policyholders, and the risk of losing money over a legal problem with their rental property.

Peace of mind for landlords

Letting out property comes with its fair share of challenges, and your customers could use legal help when it comes to disputes with their tenants and problems retrieving unpaid rent.

Property let legal expenses insurance could provide affordable access to justice for your policyholders, and the risk of losing money over a legal problem with their rental property.

What we could cover

Property let legal expenses insurance could cover a number of different issues, including:

  • Repossession of a property from tenants;
  • Property damage disputes caused by tenants;
  • Eviction of squatters living in a property without permission;
  • Rent recovery where payment is overdue by more than a month;
  • Rent arrears payment when a tenant is still in residence;
  • Legal defence criminal prosecutions relating to the letting of a property or defence of an appeal under disability discrimination legislation.

It also provides access to a legal advice helpline, giving advice and information on a range of personal legal issues.

Legal helpline

What isn’t covered?

It’s important to bear in mind that policy cover and limitations can vary between different providers.

Typical exclusions and limitations include:

  • Claims relating to registering rents, reviewing rents or any matter relating to rent tribunals;
  • Claims relating to subsidence, mining or quarrying;
  • Any costs and expenses, hotel expenses or storage costs incurred before an agreement  to pay them;
  • Any claim reported more than 90 days after the date the policyholder should have known about the insured incident;
  • Rent arrears where tenant references were not properly sought at the start of the tenancy;
  • Property damage where the value of the damage in dispute is less than the specified limit in the policy;
  • Claims made where the policyholder didn’t enter into the tenancy agreement during the period of insurance.

Different levels of cover

We offer a number of different products; for example, more comprehensive policies will offer extra areas of cover, including cover for contract disputes and tax protection.

If you want to know more about what we offer and discuss which of our property let products would be suitable for your customers, please get in touch.

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News and insights

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February 2019
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January 2019
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December 2018
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November 2018
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November 2018
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October 2018
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September 2018
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August 2018
2018 , LEI news insights Dublin Up - An overview of the Irish insurance market today

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June 2018
2018 DAS Ireland CEO honoured by Insurance Institute of Dublin

Adrienne O’Sullivan, CEO of DAS Ireland, has become the first woman to receive the Insurance Institute of Dublin’s annual President’s Award.

March 2018
2018 DAS view on motor insurance database

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January 2018